I live in Arlington, Virginia, where quarter-million-dollar cars sit on the street with the emotional significance of Toyota Tercels. My optician owns a white BMW 440i convertible with a red interior. He parks it outside. People walk past it. Nobody cuts the canvas roof, breaks the glass or drags a penny down the Alpine-white paint. It is simply a car belonging to a man who goes to work, sitting among all the other expensive cars belonging to people who go to work. I lived in England during a period when that kind of display would have felt like an invitation to public correction. Cars were broken into, stolen, keyed and pennied. A white convertible with red leather would not merely have been noticed. It would have been answered. America has plenty of carjackings, catalytic-converter thefts and ordinary property crime, but there is remarkably little generalized outrage at the existence of nice things. The only cars in recent memory that people have attacked as political symbols are Teslas, and that was not an uprising against expensive automobiles. It was an argument with Elon Musk conducted on somebody else's door panel.
This ordinary tolerance for extraordinary property is one of the least appreciated facts about the United States. America does not merely contain billionaires, millionaires and a handful of families behind gates. It contains an enormous affluent class whose wealth has become so commonplace that it often cannot recognize itself. About one in six American households now earns at least $200,000 a year. Add the households earning somewhat less but holding substantial home equity, retirement accounts, pensions, businesses, professional licenses and valuable credentials, and the constituency with something important to lose becomes enormous. The United States has not stabilized capitalism solely by constructing fortresses for plutocrats. It has installed baffles throughout the fuel tank. Tens of millions of households have enough exposure to the machinery that no political wave can travel cleanly from one end of the country to the other.
The household earning $225,000 does not compare itself with a British household, a French household or the overwhelming majority of people who have ever lived. It compares itself with the neighbors earning $400,000, the managing partner earning $800,000, the family paying three private-school tuitions without visible distress and the couple who renovated the kitchen before spending August in Italy. It therefore experiences abundance as inadequacy. This is the Joneses paradox: the richer a mass-affluent society becomes, the more ordinary affluence feels, because people measure themselves horizontally against richer neighbors rather than vertically against history or the world. The United States now sits with Luxembourg and Norway among the OECD countries with the highest median disposable household incomes after adjusting for purchasing power, while Britain, one of the ancestral centers of Western wealth, produces roughly as much per person as Mississippi, America's poorest state, depending on the year and exchange rate. Yet the American professional family still says it is barely middle class because the family across the street has a pool.
The affluent class does not merely own better objects. It consumes time, distance and experience differently. One of my clients lives in Jacksonville Beach, already a place where another family might save all year to spend one week. During a single summer he took his children to several places in Europe, the mountains, the ocean and a lake. Any one of those trips would constitute a major vacation for a normal household. For another person, each might be a separate item on a lifetime bucket list. For his family, they were summer. This is bucket-list compression: the conversion of experiences one class regards as singular lifetime achievements into the annual routine of another class.
Televised America is affluent America. The camera at Wimbledon, the Masters, the World Cup, an NFL game or a Taylor Swift concert is not pointed at a random sample of society. It is pointed at people who possess some combination of ticket money, transportation, accommodation, childcare, schedule flexibility, advance-planning capacity and enough remaining energy to turn leisure into an event. Some saved for years or bought the worst seat in the building, but the visible public is disproportionately affluent. Everyone else is working, commuting, recovering, watching from home or discovering that the parking costs as much as a weekly grocery run. The people most frequently shown living American life are therefore the people least representative of what American life costs. Social media intensifies the error by breaking exceptional lives into daily installments until six vacations, a championship game, a destination wedding and an arena concert look like an ordinary year.
This matters because institutions build for the people who arrive, pay and appear in the photographs. America increasingly designs public life around people whose Tuesdays would be other people's bucket lists. Those people are portable, exquisitely comparison-aware and surrounded by outside options. They do not have to attend the regional university, visit the nearest beach, enter the local stadium, shop on the high street or remain in the city where their employer happens to have an office. They can leave. The organizing economic fact of modern American life is not simply wealth. It is affluent mobility.
When the city could make you come
I started talking about this during the dot-com years, when remote work first became semi-feasible and everybody briefly imagined that geography had died. Geography did not die, but obligation weakened. The old American city was an obligator. If you were a banker, publisher, advertising executive or elite lawyer, New York possessed something you could not acquire elsewhere. If you worked in film and television, Los Angeles held the machinery. San Francisco offered technology and a kind of metropolitan gay life that could not be ordered through the mail. Washington held government. Chicago held commodities and Midwestern corporate power. Boston held universities and medicine. You tolerated the rent, weather, commute, crime, tiny apartment, provincial customs and municipal contempt because the city had the key to your career, community or identity. It did not need to seduce you. You needed it.
Traditional universities possessed the same authority. When I attended George Washington University from 1988 through 1990, it was already among the most expensive universities in America, but nobody confused the price with a resort charge. Freshmen were packed four to a suite. We ate cafeteria food. The dormitories were institutional. Classrooms had chalkboards and overhead projectors. Some buildings were architecturally handsome, but the interiors did not perform hospitality. The university's proposition was simple: we possess something valuable, and you will endure the conditions required to receive it. The experience retained something monastic. The price purchased access, not pampering.
Paris still behaves this way. Paris does not particularly care whether you find Paris convenient. Berlin expects you to learn Berlin. They possess destination sovereignty, the power of a place or institution to make the visitor adapt because the place itself remains the attraction. Even Disney retains more destination sovereignty than most contemporary universities. Families pay thousands of dollars to walk fifteen or twenty thousand steps through Florida heat, stand in queues, follow reservation schedules and organize their bodily needs around a theme park because Disney can still say that the magic exists here and nowhere else. The visitor suffers for Disney.
The old university could say the same thing. The old city could say the same thing. The old seaside town did not need a strategic positioning exercise because the people nearby went there. English families went to English seaside towns. Families from Pennsylvania and New Jersey went to the Jersey Shore. Midwesterners went to the Great Lakes, the mountains or a cabin. Children went to camp while their parents worked. A place possessed a captive audience created by distance, expense, custom and inconvenience.
Cheap aviation, passports, remote work, digital communities and global comparison dissolved much of that protection. The Jersey Shore no longer competes merely with another town on the Jersey Shore. It competes with Cancún, Mallorca, Bali and an algorithmically perfect rental in Croatia. An English seaside town competes with Greece, Spain and Turkey. A stadium competes with the enormous television in the living room. A restaurant competes with delivery. An office competes with the bedroom. A regional university competes with Arizona State, a coding boot camp, four years abroad, online education and simply remaining at home.
Once necessity disappears, seduction becomes policy.
The affluent Dust Bowl
The original Dust Bowl moved people whose land could no longer support their labor. The affluent Dust Bowl moves people whose labor no longer requires any particular land. Its migrants do not arrive with mattresses tied to trucks. They arrive with laptops, home equity, professional salaries and a detailed list of lifestyle requirements. They ask a question that earlier generations of workers could rarely afford to ask: if my income no longer requires me to live here, where would I actually choose to live?
Remote work never became universal, and Manhattan, Hollywood, Silicon Valley and Washington retain real concentrations of power. That is beside the point. A disruption does not need to liberate everybody before it changes the behavior of every competitor. Roughly a quarter of paid working days in America are still performed from home, and the workers with the greatest geographic discretion are disproportionately educated, highly paid and attractive to tax collectors, property developers and universities. The mere possibility of their departure changes the market.
Austin offered technology without San Francisco. Nashville offered music, restaurants and metropolitan excitement without New York. Miami offered finance, internationalism and nightlife without winter. North Carolina offered universities, medicine and technology with trees and larger houses. Bend offered a Colorado-flavored outdoor life without being Colorado. Texas, Florida, Idaho, Montana and Wyoming marketed different mixtures of space, taxes, climate, scenery, privacy, politics and access to airports. People who once moved where the factory, bank or studio required them began sorting themselves by preference.
Poor people remain attached to place by exactly the constraints that make the affluent portable: rent, family care, health, unreliable transportation, insecure employment, moving costs and the absence of a cash cushion. The affluent Dust Bowl is therefore not the liberation of society from geography. It is a geographic privilege exercised by the people most valuable to institutions. They do not merely change addresses. Their purchasing power changes the destination. They raise housing prices, alter restaurants, reshape schools, demand direct flights, import cultural expectations and sometimes overwhelm the political settlement that made the destination attractive in the first place. A laptop migrant can transform a mountain town without opening a factory or employing anyone in it.
Cities responded as startups do at the beginning of a platform war. They spent ahead of revenue to acquire the customer before the market settled. Waterfronts became entertainment districts. Warehouses became creative quarters. Food halls arrived. Stadiums, trails, cultural venues, airport connections and mixed-use developments promised a complete lifestyle. The old city said, "You must come here." The new city asks, "What would persuade you to stay?"
Universities entered the same land grab because they were pursuing the children of the same households. The modern campus offers luxury housing, elaborate recreation, wellness infrastructure, professional studios, global programming, branded social experiences and a curated community representing the whole world. This is regularly described as an amenities arms race, but that phrase makes it sound like several foolish deans became distracted by climbing walls. The buildings are customer-acquisition expenses. Universities are spending desperately to become attractors because they can no longer rely on being obligators.
The risk is obvious. Austin, Nashville and Miami can all enjoy a winning decade, but hundreds of regional colleges cannot all become national destination universities. Nor can every old industrial town become an arts-and-food capital. Institutions borrowed and built as though market dominance awaited, often while enrollment softened and demographic pressure approached. Many will discover that the customers remain mobile after the ribbon cutting. A leaking cabin at a century-old legacy camp can be sold as character. A leaking dormitory at a regional university is insolvency.
Obligation supported austerity. Mobility requires seduction.
When America became the attraction
The 2026 World Cup provided a useful foreign inspection of what Americans had stopped seeing. International visitors arrived expecting political disorder, inadequate trains, expensive healthcare and perhaps some very large people. They encountered all of those arguments, but they also encountered the casual, repetitive material abundance of American life: enormous stadiums, gigantic food choices, suburban houses, pickup trucks, air conditioning, free refills, hospitable strangers and convenience stores that behaved like regional amusement parks. European fans described American stadiums as spaceships. The revelation was not that America possessed a handful of magnificent buildings. Everybody knew America was rich. The revelation was how far the hospitality machinery extended downward.
Some Texas public-school districts possess athletic facilities that look absurd beside professional clubs elsewhere. Allen High School plays in an eighteen-thousand-seat stadium that cost roughly $60 million and includes a weight room, wrestling space and an indoor golf facility. Melissa High School has a 134,200-square-foot indoor championship center with a turf field, an eight-lane track, nine locker rooms, treatment and training rooms, film-review classrooms, wrestling rooms and VIP meeting areas. Norwich City Football Club has professional footballers, a twenty-seven-thousand-seat ground and more than a century of history. Melissa has a championship center larger than certain university facilities because it occasionally becomes hot in Texas.
This does not mean an American teenager receives better football instruction than a Norwich City academy player, or that a Texas high school has surpassed Real Madrid. It means that American mass affluence pours astonishing amounts of capital into the visible environment of ordinary people. Europe often concentrates grandeur in inherited centers, ancient institutions and national monuments. America manufactures mass-market magnificence at replication scale. A European cathedral may overwhelm an American church, while an American high school overwhelms a European professional training ground. The distinction is not simply rich versus poor. It is where wealth becomes visible and whom the institution believes it must impress.
American sports treat the spectator as a customer whose attention must be recaptured between every play. The game requires a giant screen, programmed music, branded contests, premium seating, elaborate concessions, perfect sightlines, spotless bathrooms and a procession of upgrade opportunities. The baseball game needs fireworks, bobbleheads and a concert. The apartment building needs a rooftop pool, coworking lounge and podcast room. The supermarket needs prepared-food stations, theatrical product displays and enough square footage to consume a European town square. The university needs resort housing, Olympic recreation, celebrity speakers, international cuisine, curated adversity and a four-year social world more complete than the one outside its gates.
America's great innovation was not building more Disney Worlds. It was franchising the functions of exceptional destinations across ordinary life. Disney supplied immersion, legibility and family-safe spectacle. Las Vegas supplied hospitality, indulgence and continuous stimulation. Hollywood supplied fantasy, reinvention and production value. Manhattan supplied density, status, cultural variety and the promise that something interesting was always happening. American cities, campuses and lifestyle developments recombined those functions without retaining all the inconveniences of the originals. They built Manhattan without the rubbish bags and subway, Hollywood without rejection, Vegas without visible vice and Disney without compulsory mouse ears.
Eventually they began to out-Disney Disney, out-Vegas Vegas, out-Hollywood Hollywood and out-Manhattan Manhattan, especially for people who prefer the cleaned-up simulacrum to the authentic experience. Why endure Manhattan's tiny rooms and indifference when Nashville, Austin or suburban Atlanta offers rooftop cocktails, ambitious restaurants, live music, luxury apartments and valet parking? Why endure Hollywood's seediness when a university media center supplies professional studios inside a landscaped residential resort? Why tolerate Las Vegas resort fees, casino distances and predatory prices when nearly every city now offers sports betting, celebrity chefs, arena concerts, rooftop pools and bottle service?
Even London has become Londonland, a premium experience constructed inside the physical remains of London. The red bus, black cab, palace guard, market and Victorian brickwork serve as assurances that the visitor purchased the correct London. Working markets become curated food destinations. Industrial buildings become creative quarters. Pubs become immaculate performances of pubs. The city becomes denser in monetizable experience and thinner in ordinary life. London has not disappeared. It has been preserved, intensified, branded and sold back to the world as an immersive London experience.
Every city has effectively become a red-light district standing beneath the global algorithm and displaying whatever portion of itself might persuade a portable affluent person to come inside and spend recreational money. There is a food district, arts district, waterfront district, innovation district, historic district, nightlife district and sanitized dangerous district where visitors can purchase grit without accepting much danger. Even authenticity becomes an outfit. The rusted warehouse receives Edison bulbs, cocktails and a mural explaining that it remains a rusted warehouse. The poor neighborhood becomes an emerging cultural corridor. The fishing village installs high-speed Wi-Fi and accepts reservations through an app.
This is not the destruction of authenticity by imitation. It is the discovery that many customers prefer the imitation once it has cleaner bathrooms, better parking, stronger Wi-Fi and fewer opportunities for the authentic place to say no. Paris can still expect you to accommodate Paris. Berlin can still demand that you learn Berlin. Places retaining destination sovereignty can remain difficult because difficulty has been incorporated into the product. Everyone else must welcome, stimulate, photograph, entertain and reassure.
The human attraction
The competition does not end with places because people now inhabit the same global comparison market. It was once sufficient for a relatively healthy man and woman in the same town to encounter one another and establish a life. Now a man is compared not merely with other men nearby but with Wolverine, professional athletes, actors, fitness influencers and a global feed of chemically and digitally optimized bodies. Superman is no longer muscular enough. If a man is not shaped like Wolverine, he has a dad bod. Women have been returned to the thin aesthetic of 2000 while also being expected to display the proportions and physical optimization of a comic-book heroine. The ordinary human body has become another under-amenitized regional institution losing customers to a destination resort.
The mechanism is identical. Every person appears to possess infinite outside options, while every potential partner knows that he or she is being assessed against the most compelling people an algorithm can locate. Bodies, homes, careers, vacations and personalities must therefore present an experience. Merely being decent, solvent, affectionate and available begins to feel like the cinder-block dormitory of romance. The human being McMansions himself because the plain person fears the same fate as the plain university and the plain seaside town.
There is no reason to pretend I approach this with the serenity of a central banker. I lived through the dot-com bomb and watched companies spend fortunes acquiring customers they would never profitably serve. I lived through the 2008 collapse and watched paper abundance discover gravity. I lived in England when prosperity still encountered routine public hostility, and I now live in a part of Virginia where objects that would once have looked like royal property sit uncovered beside the curb. I recognize the signs of a land grab. At the beginning of a disruption, competitors spend far more than the customers will ever repay because survival appears to depend on achieving dominance before the market closes.
That is what American cities and universities are doing. They are building for the next ten years because they suspect the next ten years will determine who remains in the consideration set. Some will win. Some improvements will be useful, beautiful and humane. Some cities genuinely will become better places to live. None of that changes the financial structure. An attractor must keep attracting, and the customer it wins today retains the right to leave tomorrow.
The affluent class is large enough to sustain this competition far longer than skeptics expect. This is not the dot-com economy's narrow population of venture capitalists, founders and early adopters. It is tens of millions of households whose retirement accounts, houses, professional incomes and expectations continually refill the tank. The revolutionaries may bring a knife to the gunfight, but their pension funds own shares in the gun manufacturer. The same people who denounce capitalism in theory defend their mortgage rates, school districts, university credentials, home equity and children's inheritance in practice. They will tolerate almost any critique of the system provided the proposed demolition begins several houses farther up the street.
This is why the American structure bends, inflates and redistributes failure without producing the satisfying single collapse everyone keeps predicting. Weak universities close individually. Overextended developments fail locally. Affluent demand sorts upward or migrates elsewhere. One city cools while another becomes the new Austin. One resort declines while another appears in an airport's direct-flight map. The baffles interrupt the wave.
America did not become a theme park because Americans lost their taste for reality. It became a field of competing attractions because the people with the most money no longer had to be anywhere. Their mobility converted institutions from authorities into supplicants. The student became the guest. The resident became the recruit. The spectator became the consumer. The city became the experience. Every school, stadium, apartment, restaurant, vacation town and human body began competing to become sufficiently spectacular that the affluent customer would not choose somewhere else.
The old city said, "You must come here." The old university said, "Meet our standards." The old seaside town said, "This is where your family goes." The new institution can say none of those things with confidence. It stands beneath the algorithm with its lights on, its waterfront redeveloped, its dormitories renovated, its body optimized and its authentic warehouse carefully preserved. It asks what would persuade you to stay.
It is a small world after all. That is precisely the problem.
Sources and notes
Household-income estimates come from the U.S. Census Bureau's 2024 household-income tables. International disposable-income comparisons come from the OECD. The frequently disputed Britain-Mississippi comparison is explained in The Atlantic; its precise ranking moves with the year, measure and exchange rate. Work-from-home estimates come from the Survey of Working Arrangements and Attitudes series published by FRED. The Texas facility examples come from Allen Independent School District and the Melissa Championship Center project account. Contemporary World Cup stadium reactions were reported by Stadia Magazine.



I remembered this Substack post as I was reading this article about the US Open. https://www.dailymail.com/sport/tennis/article-16097557/coco-gauff-open-ticket-prices.html
People will trade money for time if they have money. Las Vegas is an interesting case. The strip's "whales only" strategy seems to be working. The earnings are creeping back up. And it does show that trying to compete with Blackhawk, Colorado and St Louis MO on price doesn't work. Packing in more people had the opposite effect: waiting in line for 3 hours for a buffet that was built for volume (also loud, cramped and rushed). Spending 20 minutes trying to get into a parking garage and walking a mile to the casino isn't a good use of limited vacation time. The big margins were in the whales, not the masses, so why continue to cater to the masses? Make every casino a VIP room, every hotel room a suite, every parking space a short walk to the elevator. Keep everything a short wait by charging a premium. Meanwhile if you want cheap, wait in line at Ameristar.
I wonder how long the cities will continue to cater to the masses instead of going upscale? The Europeans are experts at "queuing." Americans won't tolerate it, not when there's instant gratification at home.